Zero down loans going away in Whatcom County

USDA has made an announcement changing the areas that are eligible tentatively effective October 1, 2012. With a USDA loan, buyers are currently able to secure a loan with no money down.These areas are no longer eligible for USDA financing due to the 2010 census results.

The areas in Whatcom County that are affected by this change are:

Lynden
Ferndale

Loans in these areas need to have received a USDA reservation prior to October 1 to be eligible for funding